Skip to main content

Critical Analysis Of The Relationship Between Credit Management And Bank Distress


ATTENTION:
BEFORE YOU READ THE CHAPTER ONE OF THE PROJECT TOPIC BELOW, PLEASE READ THE INFORMATION BELOW.THANK YOU!

INFORMATION:       
YOU CAN GET THE COMPLETE PROJECT OF THE TOPIC BELOW. THE FULL PROJECT COSTS N5,000 ONLY. THE FULL INFORMATION ON HOW TO PAY AND GET THE COMPLETE PROJECT IS AT THE BOTTOM OF THIS PAGE. OR YOU CAN CALL: 08068231953, 08168759420



Critical Analysis Of The Relationship Between Credit Management And Bank Distress

ABSTRACT

Over the years, the deterioration of the quality of loans and advances in the banking sector has led to distress in the sector. The sector is at cross roads of a democratizing policy and a recovering economy. As in most resource management challenges, bank management and most especially the specialized field of risk management face significant incremental management opportunities. Due to the fact that banks are proliferating, professional manpower resources are stretching them.

Clearly, a clear headed definition of corporate risk priorities embossed upon an appropriate credit culture rather than the short term opportunistic allure for “poisonous Profit” is the way to go.



The government through its principal agent, the Central Bank of Nigeria controlled the quality of risk assets through the use of guidelines. The prudential guidelines which came into being in 1990 is one of such. Prior to this, credit quality classification and subsequent loan loss recognition were done haphazardly in banks. Even though prior to 1989 the CBN was solely responsible for bank general supervision, reports of loan loss classification were never for public consumption neither were banks given uniform guidelines to ensure safe and sound banking practice. This has however changed since 1989.The study seeks to take a critical analysis of the relationship between credit management and bank distress.

The study carried out a survey of 40 respondents of the bank. Research findings revealed that there exists a casual relationship between credit management and bank distress (See table 4.1(b).Although it was established that portfolio deterioration is pervasive in the Nigerian financial system and the need for continuous loan supervision and periodic portfolio reviews the study revealed that there is efficient credit management in Zenith Bank which has led to low risk exposure and insignificant debt portfolio or overhang.

TABLE OF CONTENT:

CHAPTER ONE
INTRODUCTION
1.1     Background of the Study
1.2     Statement of the Research Problem
1.3     Objectives of the Study
1.4     Significance of the Study
1.5     Research Questions
1.6     Research Hypothesis
1.7     Conceptual and Operational Definition
1.8     Assumptions
1.9     Limitations of the Study

CHAPTER TWO
LITERATURE REVIEW
2.1     Sources of Literature
2.2     The Review
2.3     Summary of Literature Review

CHAPTER THREE
RESEARCH METHODOLOGY
3.1     Research Method
3.2     Research Design
3.3     Research Sample
3.4     Measuring Instrument
3.5     Data Collection
3.6     Data Analysis
3.7     Expected Result
CHAPTER FOUR
DATA ANALYSIS AND RESULTS
4.1     Data Analysis
4.2     Results
4.3     Discussion
CHAPTER FIVE
SUMMARY AND RECOMMENDATIONS
5.1     Summary
5.2     Recommendations for Further Study
References
HOW TO GET THE FULL PROJECT WORK

PLEASE, print the following instructions and information if you will like to order/buy our complete written material(s).

HOW TO RECEIVE PROJECT MATERIAL(S)
After paying the appropriate amount (#5,000) into our bank Account below, send the following information to
08068231953 or 08168759420

(1)    Your project topics
(2)     Email Address
(3)     Payment Name
(4)    Teller Number
We will send your material(s) after we receive bank alert

BANK ACCOUNTS
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 0046579864
Bank: GTBank.

OR
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 2023350498
Bank: UBA.



FOR MORE INFORMATION, CALL:
08068231953 or 08168759420


AFFILIATE






Comments

Popular posts from this blog

ADVERTISING AS A ‘’POWER TOOL’’ FOR BUSINESS GROWTH (A CASE STUDY OF NIGERIAN BOTTLING COMPANY PLC)

ATTENTION: BEFORE YOU READ THE PROJECT WORK, PLEASE READ THE INFORMATION BELOW. THANK YOU! TO GET THE FULL PROJECT FOR THE TOPIC BELOW PLEASE CALL: 08168759420, 08068231953 TO GET MORE PROJECT TOPICS IN YOUR DEPARTMENT, PLEASE VISIT: www.easyprojectmaterials.com www.easyprojectsolutions.com www.worldofnolimit.com ADVERTISING AS A ‘’POWER TOOL’’ FOR BUSINESS GROWTH (A CASE STUDY OF NIGERIAN BOTTLING COMPANY PLC) ABSTRACT The study was on Advertising as a Power Tool for Business Growth. Advertising refers to any form of non-personal presentation or promotion of ideas, goods and services by an identified sponsor. The raison d’ taire of advertising is to create awareness of a product and to further stimulate brand preference. Therefore, its role in the pursuant of a company’s profit making objective cannot be over emphasized. The study used the Nigerian Bottling Co

EDUCATION ADMINISTRATION AND PLANNING PROJECT TOPICS AND MATERIALS

EDUCATION ADMINISTRATION AND PLANNING PROJECT TOPICS AND MATERIALS ATTENTION: BEFORE YOU READ THE PROJECT TOPICS BELOW, PLEASE READ THE INFORMATION BELOW.THANK YOU! NOTE: WE WILL SEND YOU THE ABSTRACT, TABLE OF CONTENT AND CHAPTER ONE OF YOUR APPROVED TOPIC FOR FREE. CHOOSE FROM THE LIST OF TOPICS BELOW. SEND YOUR EMAIL ADDRESS AND THE APPROVED PROJECT TOPIC TO ANY OF THESE NUMBERS-08068231953, 08168759420 WE WILL THEN SEND THE ABSTRACT, TABLE OF CONTENT AND CHAPTER ONE FOR FREE NOTE ALSO: WE CAN ALSO DEVELOP THE FULL PROJECT WORK CALL: 08068231953, 08168759420 EDUCATION ADMINISTRATION AND PLANNING PROJECT TOPICS AND MATERIALS INFLUENCE OF PARENTAL INVOLVEMENT AND PEER GROUP ON THE ACADEMIC PERFORMANCE OF STUDENTS: CASE STUDY OF SOME SELECTED SCHOOLS IN IJEBU-ODE LOCAL GOVERNMENT AREA OF OGUN STATE AN ANALYSIS OF THE RELATIONSHIP BETWEEN CLASS SIZE AND ACADEMIC PERFORMANCE OF STUDENTS  INFLUENCE OF SCHOOL ENVIRONM

MANPOWER TRAINING AS AN AID TO MANAGEMENT IN BUSINESS ENTERPRISES

ATTENTION: BEFORE YOU READ THE PROJECT WORK, PLEASE READ THE INFORMATION BELOW. THANK YOU! TO GET THE FULL PROJECT FOR THE TOPIC BELOW PLEASE CALL: 08168759420, 08068231953 TO GET MORE PROJECT TOPICS IN YOUR DEPARTMENT, PLEASE VISIT: www.easyprojectmaterials.com www.easyprojectsolutions.com www.worldofnolimit.com MANPOWER TRAINING AS AN AID TO MANAGEMENT IN BUSINESS ENTERPRISES ABSTRACT This research work is focused on manpower training as an aid to management in business enterprises using four firms as a case study. It has been observed that a major problem confronting organizations in this present dispensation is the fact that productivity of workers is low. In order to improve on the productivity of workers and their efficiency, they need to be properly trained and utilized for the purpose which they serve. This therefore calls for proper training of emp