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THE EFFECT OF SURVIVAL STRATEGIES ON THE PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISE



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THE EFFECT OF SURVIVAL STRATEGIES ON THE PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISE


ABSTRACT
This research project is on the Effect of Survival Strategies on the Performance of Small and Medium Scale Enterprise with references (A Case Study of Selected Small Business in Lagos Sub-Urban). This research work is generally about the effects Survival Strategies on the Performance of Small and Medium Scale Enterprise.  The project has undertook the general introduction into the research work led to the review of various literature that relates to the major variables involved in the research work especially Small and medium scale enterprises that speed up the rate of social economic development of many countries, particularly developing countries. They serve as system for attainment of national objective in terms of employment generation at low investment cost and also the development of entrepreneurial capabilities and indigenous technology. Various studies conducted indicated about 50 per cent of small and medium scale enterprises surveyed did not receive external finance while 77 percent indicated lacked of access to financial resources. The secret behind the success of a self-reliant strategy in any economy does not lie solely in any particular socio-political or socio-economic philosophy, but so much on people’s attitude to small enterprises.  The data collected were analyzed through the use of frequency distribution table and chi-square statistical tool to determine whether a number of proportions to be studied are equal. The yes and no scale would be used to analyze the data for the study, research questions would be analyzed using the percentage analysis from the questionnaire retained. Base on the finding Internal characteristics and problems of SMEs. Most small and medium scale enterprises in Nigeria are battling with serious internal problem. There problem range from poor management practices, lack of well planned marketing strategy, among other internal survival strategies and also reveals that with more government institutions in place such as National Directorate of Employment (NDE), Small and medium enterprise development agency of Nigeria (SMEDAN), small and medium enterprises equity investment Scheme (SMEEIS) the performance of SME’S will greatly improve, it recommends that establishment of more industrial development centre (IDCs) according to finding will boost SMEs activities in the country Base on this, attention should be given to the development of  more centres as this will aids in making the business environment conducive for more investors and It is a known fact that some small and medium scale enterprises are operating at a very abysmal level. Therefore, the need of authority concern at all level to intensify effort toward boosting their performance (SMEs), as it has been considered to be a catalyst for economic growth and national development both in developed and developing countries.

TABLE OF CONTENTS

Title Page                                                                                 I

Certification                                                                                      Ii

Dedication                                                                               Iii

Acknowledgements                                                                  Iv

Abstract                                                                                   V

Table Of Contents                                                                    Vi

CHAPTER ONE:     INTRODUCTION

1.1         BACKGROUND TO THE STUDY                                                   1

1.2         STATEMENT OF THE PROBLEM                                                  3

1.3         OBJECTIVES OF THE STUDY                                                     4

1.4         SIGNIFICANCE OF THE STUDY                                                   5

1.5         SCOPES AND LIMITATION                                                          5

1.6         DEFINITION OF TERMS                                                             5

REFERENCES                                                                           7

CHAPTER TWO:    LITERATURE REVIEW

2.2         INTRODUCTION                                                                        8

2.3         ADVANTAGES OF SSE’s                                                              11

2.4         ROLES OF SSE’S IN NATIONAL DEVELOPMENT                          11

2.5         PROBLEM OF SMALL SCALE ENTERPRISES                               15

2.6             CONCEPTUALIZING UNEMPLOYMENT /EMPLOYMENT             17

2.6.1            THE CLASSICAL THEORY                                                     17

2.6.2        THE KEYNESIAN THEORY OF UNEMPLOYMENT/EMPLOYMENT 20

2.6.3        OTHER THEORIES OF EMPLOYMENT                                      22

2.7             ECONOMIC GROWTH                                                              23

2.7.1    ECONOMIC GROWTH AND  DEVELOPMENT                               24

2.8         SMALL AND MEDIUM SCALE SMEs CAPACITY BUILDING

IN NIGERIA                                                                               26

2.9         STRATEGY: CONCEPT AND ADAPTATION TO SMALL SCALE

28
2.8     SMALL AND MEDIUM SCALE SMES STRATEGY FOR                    30

2.9         FINANCES OF SMALL – SCALE ENTERPRISE                               32

2.9.1    SMALL – SCALE INDUSTRIES CREDIT SCHEME                          33

2.10   THE NIGERIA BANK FOR COMMERCE AND                                 34

2.10.1      INDUSTRIAL DEVELOPMENT CENTER (IDC)                            35

2.10.2      THE NATIONAL ECONOMIC RECONSTRUCTION FUND

(NERFUND)                                                                           35

2.10.3      SMALL AND MEDIUM ENTERPRISES LOAN SCHEME               47

REFERENCES                                                                           52

CHAPTER THREE: RESEARCH METHODOLOGY

3.1     INTRODUCTION                                                                        54

3.2         RESTATEMENT OF THE RESEARCH QUESTIONS                        54

3.4         RESTATEMENT OF THE RESEARCH HYPOTHESES                     55

3.5         THE POPULATION OF THE STUDY                                              55

3.6         SAMPLE SIZE AND SAMPLING PROCEDURE                               56

3.7         SOURCE OF DATA/METHOD OF DATA COLLECTION                  56

3.8         METHOD OF DATA ANALYSIS                                                    56

CHAPTER FOUR:   PRESENTATION AND ANALYSIS OF DATA COLLECTED

4.1         INTRODUCTION                                                                        58

4.2         DATA PRESENTATION AND ANALYSIS                                        58

4.2.1    TESTING OF HYPOTHESES                                                        68

DISCUSSION OF RESULT                                                          72

REFERENCES                                                                           74

CHAPTER FIVE:  SUMMARY, RECOMMENDATIONS AND CONCLUSION

1.1         SUMMARY                                                                                75

5.2     RECOMMENDATIONS AND CONCLUSION                                   78

BIBLIOGRAPHY                                                                         81

QUESTIONNAIRE                                                                      83




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